Tracker funds and exchange traded funds
by libertas2019 on March 9, 2020Market index following the overall performance of a selection of investments
Tracker funds and exchange-traded funds (ETFs) are investments that aim to mirror the performance of a market index. A market index follows the overall performance of a selection of investments. The FTSE 100 is an example of a market index – it includes the 100 companies with the largest value on the London Stock Exchange.
read moreTrust in your investments
by libertas2019 on March 8, 2020Taking a more diverse approach to asset allocation
Investment trusts are a well-established way of investing. Many investors prefer to invest in a fund rather than by picking individual stocks, shares or other assets. Funds allow you to diversify your portfolio easily, as well as giving you the chance to benefit from the expertise of fund managers.
read moreIncome-generating investments
by libertas2019 on March 8, 2020Time to widen your search for income?
If low interest rates continue, it really matters where you invest your money. Investing for income means choosing assets that are able to provide you with a regular income. This is in contrast to investing for growth, which focuses on how much your assets could gain in value.
read more2019/20 ISA allowance – use it or lose it
by libertas2019 on March 7, 2020Maximise your wealth creation – don’t miss the deadline
Whatever you’re putting money aside for, there’s likely to be a role for Individual Saving Accounts, or ‘ISAs’. An ISA is a way of holding savings or investments without paying personal tax on interest received or on the growth of your investment.
read moreCollective investments
by libertas2019 on March 6, 2020Pooling money in one or more types of asset class
Collective investment schemes – also known as ‘pooled investment funds’ – are a way of combining sums of money from many people into a large fund spread across many investments and managed by a professional fund manager.
read moreGovernment approved programmes
by libertas2019 on March 4, 2020Pre-qualified companies or investment vehicles
The term ‘tax-efficient investments’ refers to investment opportunities through which investors will receive tax benefits.
read moreBeware of investment scammers
by libertas2019 on March 3, 2020Warning signs which you can use to avoid falling victim
Every year thousands of people lose millions of pounds due to investment scams. The internet and advances in digital communications mean these kinds of scams are becoming more common and harder to identify. Thankfully there are some warning signs you can use to avoid falling victim to scammers.
read moreFinancial resolutions
by libertas2019 on January 9, 2020What does wealth look like to you?
Whether it’s stopping smoking, losing weight, eating more healthily or getting fitter, most of us have probably made at least one New Year’s resolution, but how many of us will actually go on to achieve it? We all have different financial goals and aspirations in life, yet these goals can often seem out of reach. In today’s complex financial environment, achieving your financial goals may not be that straightforward.
read moreLife is full of uncertainties
by libertas2019 on January 9, 2020If the worst were to happen, would your bills still get paid?
Everyone should consider protection, even those who don’t have a family or a mortgage! Unless they have substantial savings or inherited wealth, most people rely on their salary to pay for everything. Over the years, you may have taken out a number of different insurance policies to give you and your family financial security. Perhaps this may have been when you started a family, took out a mortgage or became self-employed.
read moreDisclaimer: The information provided in our website blogs is accurate and up-to-date at the time of writing. However, please be aware that legislative changes and updates may occur after the publication date, which could potentially impact the accuracy of the information provided. We encourage readers to verify the current status of laws, regulations, and guidelines relevant to their specific circumstances. We do not assume any responsibility for inaccuracies or omissions that may arise due to changes in legislation or other factors beyond our control.
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