Retirement options

by libertas2019 on March 19, 2020

£19m released each day since pension freedoms launch

In his 2015 Spring Budget, then-chancellor George Osborne introduced sweeping changes to the way that pensions are taxed. The new pension freedom rules have led to the over-55s being faced with a variety of different choices when taking and investing their nest eggs.
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libertas2019Retirement options

Retirement savings longevity

by libertas2019 on March 18, 2020

Are you facing a pensions challenge?

We all want to ensure we have sufficient funds when we retire so we can spend our time the way that we want to. But how realistic are your current retirement plans?
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libertas2019Retirement savings longevity

Future retirement security

by libertas2019 on March 17, 2020

More younger women opting out of pensions

Young women are putting their future retirement security at risk by opting out of their workplace pension[1]. The analysis shows a worrying spike in opt-outs, with 10.5% of women aged 22–29 opting out of their workplace pension. This compares to 8.1% of men in the same age group.
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libertas2019Future retirement security

Have you planned for the unexpected?

by libertas2019 on March 16, 2020

One in eight homebuyers don’t discuss their protection needs

Buying a property is usually the biggest financial obligation many of us will take on in our lifetime, and it’s an obvious moment to pause and consider our protection needs.
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libertas2019Have you planned for the unexpected?

Inflation matters

by libertas2019 on March 16, 2020

One of the biggest threats to the health of your investment portfolio

If you’re investing – especially for major goals years away, such as retirement – you can’t afford to ignore the corrosive effect rising prices can have on the value of your assets.
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libertas2019Inflation matters

Unlocking property wealth

by libertas2019 on March 15, 2020

Are you ‘property rich’ but want or need more than you have saved?

An increasing number of people aged over 65 are using equity release products to pay off debts and mortgages. Many people in the UK might be ‘property rich’ but want or need more than they have saved to enjoy the lifestyle they want. And with more people living longer, there are, on average, more years to fund.
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libertas2019Unlocking property wealth

Lifestyle protection

by libertas2019 on March 14, 2020

One in five self-employed and contract workers unable to survive a week without work

The world of work has changed enormously over the past 20 years. Being self-employed, freelance or working on a contract basis has become the norm for all sorts of professions.
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libertas2019Lifestyle protection

Discover a clearer financial future

by libertas2019 on March 13, 2020

Professional financial advice tailored to you

It’s often a common fallacy that only those that are wealthy have any need for professional financial advice. Regardless of how careful you are with your money, dealing with the tricky intricacies of taxation, investments and financial regulations can be difficult for even the most money-conscious of earners.
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libertas2019Discover a clearer financial future

Strategy for financial well-being

by libertas2019 on March 12, 2020

Government guidance body launches five goals

A new UK-wide strategy to transform the country’s financial well-being in a decade has been launched by the Money and Pensions Service (MaPS) under its government mandate.
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libertas2019Strategy for financial well-being

Employee well-being

by libertas2019 on March 12, 2020

Active steps to make sure your people are happy, healthy and financially sound

Employee health and well-being is high on many businesses’ agendas and is no longer merely an afterthought when addressing sickness absence. There is an obvious link between a happy, healthy workforce and improved productivity.
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libertas2019Employee well-being

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