Protecting the value of your money
by libertas2019 on May 1, 2019
Don’t ignore the corrosive impact rising prices can have on your investments
Inflation is an economy-wide sustained trend of increasing prices from one year to the next. The rate of inflation is important as it represents the rate at which the real value of savings and an investment is eroded and the loss in spending power over time. Inflation also tells investors exactly how much of a return their investments need to make for them to maintain their standard of living.
read moreFreetirees
by libertas2019 on May 1, 2019
Pension freedoms usher in a new generation
The introduction of pension freedoms has been a huge enabler for over 55s, allowing millions to draw income from their pensions flexibly. Pension freedoms offer the opportunity to transition into retirement by continuing to work with reduced hours beyond traditional retirement age.
read moreTerm life insurance
by libertas2019 on May 1, 2019
One of the pillars of financial protection
With term life insurance, you choose the amount you want to be insured for and the period for which you want cover. This is the most basic type of life insurance. This can range from as few as five to as many as 30 years, but a typical period for a term policy is ten years.
read morePrivate medical insurance
by libertas2019 on May 1, 2019
Healthcare when you need it
Nothing is more important to you than your health and the health of your family. If you or your loved ones were to experience worrying symptoms, private medical insurance can offer reassurance and control at a difficult time. Private medical insurance (often also referred to as ‘health insurance’) is an insurance policy that covers the costs of private healthcare, from diagnosis to treatment.
read moreMaking a Will
by libertas2019 on May 1, 2019
Continuing your support long into the future
We spend our lives working to provide for ourselves and our loved ones. You may have a house or flat (in the UK or overseas), shares, savings, and investments, as well as your personal possessions. All of these assets are your ‘estate’. Making a Will ensures that when you die, your estate is shared according to your wishes.
read moreGreen light for new type of home loan
by libertas2019 on May 1, 2019
Product choice broadened in the later life lending sector
In an effort to broaden product choice in the later life lending sector, the Financial Conduct Authority now treats Retirement Interest Only (RIO) mortgages as standard mortgages, instead of being regulated under Equity Release rules. This factor, among others, has resulted in several lenders adding RIO mortgages to their offering.
read moreWealth creation
by libertas2019 on May 1, 2019
Spreading risk by accessing different types of assets
Investing for the long-term means persisting through market swings. History shows that when people invest and stay invested, they’re more likely to earn positive returns in the long run. When markets start to fluctuate, it may be tempting to make financial decisions in reaction to changes to your portfolio.
read morePension freedoms
by libertas2019 on May 1, 2019
Over one million UK savers embrace relaxation of rules
The Government’s announcement on the relaxation of pension rules changed the investment landscape and pension freedoms show no sign of losing their popularity.
read moreInheritance Tax
by libertas2019 on May 1, 2019
Passing assets efficiently to the next generation
No one wants to think about their hard-earned wealth going to waste after they die. It’s up to you to decide who gets what. The people who could benefit from your estate include your partner or spouse, children and other family members, friends, and charities. Family dynamics are complex, but they tend to be the main beneficiaries.
read moreDisclaimer: The information provided in our website blogs is accurate and up-to-date at the time of writing. However, please be aware that legislative changes and updates may occur after the publication date, which could potentially impact the accuracy of the information provided. We encourage readers to verify the current status of laws, regulations, and guidelines relevant to their specific circumstances. We do not assume any responsibility for inaccuracies or omissions that may arise due to changes in legislation or other factors beyond our control.
If you would like any clarification, or have any questions, please get in touch.
Recent Posts
-
Investment market update: March 2024
-
5 ancient wellness tips that could improve your life
-
3 valuable ways business owners could extract profits
-
Could you face an unexpected bill now the Capital Gains Tax allowance has halved?
-
Running out of money tops retirement concerns, but financial planning could bring peace of mind
