Lasting Power of Attorney
by libertas2019 on May 1, 2019
Making decisions on your behalf during your lifetime
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the ‘attorneys’. An LPA is a completely separate legal document to your Will, although many people put them in place at the same time as getting their will written, as part of wanting to plan for the future.
read moreTracing a lost pension
by libertas2019 on May 1, 2019
Nearly £20 billion unclaimed money and growing
The scale of the UK’s lost pensions mountain has been exposed by the largest study yet on the subject[1]. The Pensions Policy Institute surveyed firms representing about 50% of the private defined contribution pensions market[2].
read moreDo your numbers add up?
by libertas2019 on May 1, 2019
Tax-efficient ways to fund the next generation
It’s natural we may want to give younger members of our family a financial start in life. Especially when we hear about some students graduating with eye-watering levels of debt. If you are able to help your children or grandchildren without risking running out of money yourself, it’s important that you do so effectively.
read moreWhy silence isn’t necessarily bliss
by libertas2019 on May 1, 2019
Over six million adults refuse to discuss their will with loved ones
Making a will is very important if you care what happens to your money and your belongings after you die, and most of us do. But have you tried to talk with your parents about their will? If that conversation isn’t happening, you’re not alone.
read moreDreaming of escaping a working life for retirement?
by libertas2019 on May 1, 2019
Getting your date right will help your plans stay on target
Some people will have set their retirement date when they were in their 20s or 30s and a great deal will have changed since then, including their state pension age and perhaps their career plans.
read moreLife insurance
by libertas2019 on May 1, 2019
Providing a financial safety net for your loved ones
Your wealth should work in all the ways you want it to. Whatever your goals are in life, careful planning and successful investing of your wealth can help you get there. Whatever stage of life you’re at, we’ll help navigate you through the opportunities and challenges you may face.
read moreTrusts
by libertas2019 on May 1, 2019
Protecting, preserving or ultimately distributing wealth
As part of your Inheritance Tax planning, you may want to consider putting assets in trust – either during your lifetime or under the terms of your Will. Putting assets in trust – rather than making a direct gift to a beneficiary – can be a more flexible way of achieving your objectives. For example:
read moreRetirement matters
by libertas2019 on May 1, 2019
Freedoms to gain accessing your pension pot
Changes to pension rules introduced in 2015 mean you’ve now greater access to your pension. It might seem like a far off prospect but knowing how you can access your pension pot can help you understand how best to build for the future you want.
read moreBuilding a diverse portfolio
by libertas2019 on May 1, 2019
Time, patience and making informed decisions
Making sense of today’s market headwinds and building a diverse portfolio should be key priorities for all investors. Whether you have a lump sum to invest or want to invest regularly each month, it’s important to know your money is working hard for you.
read moreDisclaimer: The information provided in our website blogs is accurate and up-to-date at the time of writing. However, please be aware that legislative changes and updates may occur after the publication date, which could potentially impact the accuracy of the information provided. We encourage readers to verify the current status of laws, regulations, and guidelines relevant to their specific circumstances. We do not assume any responsibility for inaccuracies or omissions that may arise due to changes in legislation or other factors beyond our control.
If you would like any clarification, or have any questions, please get in touch.
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