Making the complex, simple

The pension planning process has become ever more complex in recent years with a multitude of steps that need to be navigated to ensure that you maximise your income in retirement.

We provide thoughtful and strategic planning that anticipates the unexpected, identifies your goals and accurately illustrates your cash flow requirements. We also utilise the most comprehensive investment strategies whilst ensuring that advantage is taken of all the tax breaks allowed in retirement planning.

Personalised retirement planning

We understand that everyone is different. Therefore, your retirement plans should reflect that.

We start our planning process by establishing what it is you want from your retirement. Do you want to give up work completely, or take a phased approach to retirement, slowing down rather than stopping work altogether, initially? What would you love to achieve during your retirement? Would you like to travel the world? Dive into a new hobby or interest? Or spend more time with your loved ones?

We establish all these things before we start talking about your money because we believe your retirement plans should be led by you and not your finances.

Our process

We follow a carefully designed financial planning process which has six important steps, each designed around your specific goals and requirements.

• Identify your needs and objectives
• Gather information
• Prepare an analysis
• Develop a plan of action
• Implement your plan
• Monitor your progress

Succession planning

When the time is right, we’re here to help you with your succession and estate planning too.

We can help you with:

• Inheritance Tax planning
• Estate planning
• Gifting
• Intergenerational wealth transfers

Inheritance tax could cost your beneficiaries many thousands of pounds without careful planning. With our help, you can ensure your hard-earned wealth goes to those you wish it to at a time of your choosing.

By taking control of how your money is transferred, you can feel assured that your legacy and your family’s financial futures will be looked after too.

Investing your wealth

Libertas Wealth Management has established a six-stage wealth management investment process to deliver independent investment advice to our clients. Our experienced, highly qualified advisers will work with you to understand the level of risk you are comfortable with, and to ensure that you understand the investments we are recommending as part of your overall plan to attain your financial goals.

Through our robust investment selection process, we’re able to provide access to a variety of investment portfolios managed for us by carefully selected Discretionary Fund Management teams. The companies that we entrust are regularly monitored to ensure that they meet our high standards and are still fulfilling our clients’ requirements.

Our aim, in everything we do, is to enable you to gain confidence and control over your financial future.

Family Office Service

We are experienced guardians of family assets and financial affairs. Our expertise in investment management, personal and corporate financial planning means you can benefit from a truly holistic view of your finances.

Because we know that life doesn’t fit into neat little boxes, we also support our clients’ needs across many interrelated areas, with the help of our trusted partner firms.