John’s story

Chester, Libertas client since 2015

In 2015, I was working for an American Company as a Lab Manager. I had quite a lot of money I’d built up from shares over the years. In 2015, I started taking my pension. I was in a unique situation as I wasn’t employed by the company but was seconded into it by the business I worked for. Part of claiming that pension was a choice between a smaller pension and a large lump sum or larger pension and smaller lump sum. Someone suggested I would be better taking a larger lump sum and investing it. I don’t have a great deal of interest in investments so I got in touch with Phil, as he was recommended to me.

At the time, I’d had previous advice from an IFA (recommended to me by a friend), which hadn’t been a positive experience. With the recommendation I received to speak to Phil, I felt positive about approaching a new IFA and about my finances but needed some direction on what to do with the lump sum. I felt a bit nervous about the actual investment but Phil gave me the direction on this and I trusted him.

He came to see me at home, we had a chat and I got on with him straight away. He’s just a genuine human being. We discussed the ways that he could handle the money for me. He did a risk assessment on what level of risk I was willing to take with my investments and Libertas invested the money for me.

“Nothing is too much trouble for Libertas.”

Phil and I have become good friends. I don’t look at him as someone who just invests my money; I trust him and I think he is a completely genuine guy to deal with. Investing money – it’s a big step to take – but I’ve passed a couple of names on to him and it’s nice to be able to feel comfortable.

The return I’ve received on my initial investment has enabled me to buy a house for my daughter.

Nothing is too much trouble for Libertas, they are nice to deal with, very approachable, there’s no pressure, they’re straight-talking and give a clear presentation of the investment strategy for you to make your own mind up.

Sign up to our newsletter

Yes, I’d like to receive the quarterly Libertas newsletter containing topical news and insights on all aspects of financial planning.
libertas2019John’s story