Guide: Everything you need to know about the State Pension

by Phil Clerkin on October 15, 2025

Having a stable income when you retire could give you the independence to enjoy a meaningful and fulfilling life after work. Indeed, a July 2023 survey by Legal & General found that 94% of UK adults said that financial security was their most important retirement dream.

Your State Pension, along with other savings and investments, could provide the stability you need to support the retirement lifestyle you want. 

However, there is a worrying lack of understanding about the State Pension among UK adults. 

The Retirement Voice report published in April 2025 by Standard Life revealed that:

  • 50% of UK adults don’t know how much they’ll receive in their State Pension
  • 32% are unaware of their State Pension Age.

So, this useful guide explains the essential things you need to know about the State Pension, from when and how you can claim it to how the income it provides will increase during your retirement. 

Download your copy here: Everything you need to know about the State Pension

If you have any questions about your State Pension entitlement and how it could supplement other sources of income in retirement, please get in touch. 

Please note: This guide is for general information only and does not constitute advice. The information is aimed at retail clients only.

Phil ClerkinGuide: Everything you need to know about the State Pension

Disclaimer: The information provided in our website blogs is accurate and up-to-date at the time of writing. However, please be aware that legislative changes and updates may occur after the publication date, which could potentially impact the accuracy of the information provided. We encourage readers to verify the current status of laws, regulations, and guidelines relevant to their specific circumstances. We do not assume any responsibility for inaccuracies or omissions that may arise due to changes in legislation or other factors beyond our control.

If you would like any clarification, or have any questions, please get in touch.

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